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Financing for construction

For businesses that needs a firm foundation

Regular access to construction funding in the form of working capital is vital for construction companies that need to purchase equipment and material for their next project. Show more

Late payments can have a knock-on effect on your finances and have disastrous consequences for your business.

Waiting to free up cash-flow to buy the necessary inventory or pay additional staff can cause unnecessary delays and put promising new prospects at risk. You need immediate access to working capital in order to run your business smoothly.

Access to cash flow on demand can go a long way to help business owners see existing projects through, while still allowing them to take advantage of new opportunities.

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Business finance when you need it

Lulalend’s funding application takes place online and can be completed in just minutes. You'll have your answer within 24 hours. No paperwork required. Show more

Accessing construction funding shouldn’t be complicated or time-consuming. We understand the construction industry, which is why we’ve simplified the application process to give you access to the funds you need quickly.

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How to apply for Lulalend working construction finance

Apply online at Lulalend Small Business Funding - Step 1

Complete your online application

Apply online at Lulalend Small Business Funding - Step 2

Select how much you need

Apply online at Lulalend Small Business Funding - Step 3

Get approved in 24 hours

Up to R5 million line of credit | Choose 6 or 12-month terms | Apply in minutes

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 16th or 112th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

6 months
Total repayment
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

There's a better way to fund your business

"Lulalend was more accommodating and offered the best service. They understood the business and made me feel like they were personally invested, which made a huge difference."

Testimonial image
Mzoxolo Andrew Yokwe
Owner of Reyakopele Trading